An Encumbrance Certificate helps you check the ownership history of a property and whether there are any legal or financial liabilities attached to it.
It is one of the most important documents to review before buying or selling property.
Patta and Chitta are key land records in Tamil Nadu that establish ownership and land classification.
Understanding these documents helps in verifying:
• Land ownership
• Land type (residential / agricultural)
• Revenue records
Guideline value is the minimum property value set by the government for registration purposes.
It is used to calculate:
• Stamp duty
• Registration charges
Knowing the guideline value helps in understanding the base valuation of a property.